How InvestEngine Protects Your Money and Investments
InvestEngine is authorised and regulated by the Financial Conduct Authority (FCA). We are obligated to hold our customers’ assets securely.
We keep your money and investments safe by holding them in separate accounts:
- Your cash is kept in a client account at NatWest Bank Plc.
- Your investments are held in a client account at CREST, managed by Euroclear UK and Ireland.
These accounts are separate from InvestEngine’s own money and neither InvestEngine nor our partners can use your money or investments to pay for our debts or obligations.
Safeguarding our client's assets:
InvestEngine follows the rules set by the FCA with strict processes and controls. Every day, our team checks that the cash and investments we hold match exactly what is owed to our customers. Any differences are promptly investigated and resolved.
We also have a governance process in place to make sure these checks are properly managed and reviewed.
The Financial Services Compensation Scheme:
If InvestEngine or Euroclear UK and Ireland were to go bankrupt, your investments would still be protected. All clients of InvestEngine are covered by the Financial Services Compensation Scheme (FSCS).
This means that, in the unlikely event of a failure of InvestEngine, along with a failure to safeguard your assets, the value of your assets held with InvestEngine may be protected by the FSCS up to the limit of £85,000. Please follow this link for more information.