InvestEngine is smarter, nimbler, far cheaper and more accessible than a normal investment manager.
To get started, you will need to deposit a minimum of £100 as an initial investment. We do not charge for investing in DIY Portfolios and only charge an annual flat fee of 0.25% on a Managed Portfolio. The costs of the ETFs apply on both portfolio types. Most traditional investment managers will charge upwards of 1%, as well as other fees thrown in. This alone means more of the returns will end up in your pocket.
And we also don’t attempt to spectacularly beat the market like most investment managers; although few actually do. A 2014 study by the Cass Business School in London found that just one active investment manager in 100 outperformed the stock market over a 10-year period.
Of course, quite a few may beat the market in any given year – but trying to pick a guaranteed ‘winner’ before the event is almost impossible. No-one knows the winner of the Grand National before the race starts.
So, we try to be the market. Being the market is no bad thing, either. Famed US billionaire investor Warren Buffett says that you should expect a 6%-7% annual return from the stock market over the long term.
That is why we use index-tracking exchange-traded funds (ETFs) to mimic market movements. But we are not just content with matching the market. Our smart automated technology – allied to our expert application of global diversification and rebalancing techniques – aims to outperform the competition.