The date that you choose to make your monthly payment is called the charge date.
Three working days before the charge date an entry will appear in your Transactions tab for your Direct Debit payment and will be marked as 'Processing'. On this day your bank begins to process the Direct Debit.
On the charge day, the funds will be deducted from your bank account. We will receive the funds the following day. It takes one working day for the funds to be reflected in your portfolio.
To sum up: Direct Debit payments will appear in your account two working days after the charge date or five working days if we count from the date the transaction is created on your dashboard.