The simple answer is yes.
Our methodology is based on Modern Portfolio Theory, the award-winning and proven investment strategy. It states that asset class diversification is crucial to maximising your returns for the amount of risk that you are comfortable accepting.
So when we pick an ETF, we want it to best represent a particular asset class; rather than, say, to include a specific stock.
We choose a variety of ETFs to typify each asset class; achieving an optimal blend across equities, fixed income, foreign currency, commodities and alternatives.
Where things differ is in asset allocation. Personal situation dictates what portfolio you will receive from InvestEngine and this will be determined by your investor profile, time horizons and risk tolerance.
So, a risk tolerant investor will receive a different percentage mix of asset classes in his or her InvestEngine portfolio compared to a cautious investor; although it will be the same ETFs used for each but in varying quantities.