InvestEngine uses model portfolios as an efficient way of managing your money. A model portfolio is a carefully selected number of investments that work together to achieve a target return for a given amount of risk. It is our job at InvestEngine to produce the best mix of ETFs to have the best chance of meeting the model portfolios target return.
Your investor profile is based on the questions we ask you when you open your account and any subsequent updates we have about your financials situation and goals. Your investor profile is matched to one of our model portfolios and investments will be managed in line with that model portfolio.
Model portfolios are robust and globally diversified using a carefully selected blend of ETFs tailored to your individual risk tolerance; avoiding risks associated with investing too much in a specific asset class, industry, company or country.