We make no bones about it, we do not attempt to time the markets.
Unless you have a time-travel machine, there is no sure-fire way to time the market. Studies have shown that even professional investors cannot time market highs and lows. Investors who try almost always hurt their performance over time.
Instead, we like to keep things simple and invest your money in index-tracking ETFs. We spread your portfolio across key asset classes and invest for the long term. You just sit back and reap the returns.