We have three income portfolios: Cautious Income, yielding 1.6%; Higher Income, yielding 3.0%; and Enhanced Income, yielding 3.8% (all estimated and variable). The lower the portfolio yield, the lower the investment risk (and the higher the yield, the higher the risk).
The portfolio we suggest for you is based on your answers to our online questionnaire. The questionnaire assesses your attitude to investment risk.
We want you to have an income portfolio with a risk level that you are comfortable with. The portfolio we suggest is the one we think is most suitable for you. But if you don’t like our suggestion, it is possible to opt for one of the others.
You can do this via the “This is the portfolio we suggest for you” screen in our application process. Simply move the risk slider from “optimal” to change the risk level of the portfolio, which also changes the income yield.
You can also change your portfolio at any time through your InvestEngine dashboard