There are two steps to Manual Bank Transfers. The first step is on InvestEngine and the second is in your online banking.
Once you have gone through 'Manual Bank Transfer' in your InvestEngine dashboard and entered your deposit amount, you'll see the InvestEngine Sort Code and Account Number needed to transfer your funds.
From here, simply login to your online banking and use these details to complete the transfer from your registered bank account, using your portfolio reference (IPXXXXXX) as the description.
Entering your portfolio reference allows us to automatically deposit your transfer in the correct portfolio. If you miss this step it might take us some extra time to allocate the received funds. And if you have multiple portfolios we will have to contact you for more details.
Manual bank transfer takes one business day to complete (excludes weekends and bank holidays). If you complete the transfer before 6:30 pm it will be processed the following business day. If you complete it after 6:30 pm, it will be completed the business day after.
See also: I made a Manual bank transfer, why is my top-up still processing?