Adding value to your investing
With InvestEngine’s Managed investing service, we build and manage a globally diversified investment portfolio for you for just 0.25% a year* — a mere 21p a month per £1,000 of investments!
Combining an investment team with decades of experience and an easy, low-cost solution for building your wealth, our Managed portfolios are a great way to add value to your investing.
Designed to suit you
How you invest your money should reflect what you’re looking to achieve, your time horizon, and the amount of risk you’re willing to take to earn an attractive return.
It’s why with our Managed investment service we start by asking you to complete a straightforward questionnaire that assesses your aspirations and needs. Based on your answers, we then suggest a suitable investment portfolio.
We invest around the world and across asset types, with a mix of stocks, bonds, and alternatives such as gold in most of our portfolios.
Having a spread of investments means your returns aren’t dependent on one specific stock market or asset doing well. Diversification gives access to more investment opportunities, reduces risk in your portfolio, and helps deliver more consistent performance over time.
Asset allocation with insight
The core asset allocation of our Managed portfolios is based on diversified global market indexes, but we also adjust investment exposures to take advantage of specific opportunities.
For example, we might increase our weighting to a market that looks cheap in valuation terms, or where the economic backdrop is expected to improve. Or with bonds, we may switch between corporate, government, and other types, depending on our analysis of where the best value lies.
Expert ETF selection
We invest using exchange-traded funds (ETFs). With their low costs, market-tracking performance, and wide diversification, these provide great building blocks for investment portfolios.
Our experts pick the best ETFs for different markets in your Managed portfolio, then monitor them to ensure they continue to perform in line with the market index. In overseas markets, we also aim to protect you from exchange rate movements by investing in currency-hedged ETFs where they’re available.
Balancing risk and return
We all want the best possible returns from our investments, but it’s important to do this at an appropriate level of risk.
We put a lot of work into creating portfolios that can deliver great long-term performance while helping to smooth out the inevitable ups and downs of investing in the stock market. The mix of investments we select for your Managed portfolio is crucial to getting this risk-reward balance right. If you’re looking for higher returns and prepared to take more investment risk, we’ll suggest a portfolio with a higher weighting to shares. If you’re a more cautious type, your portfolio is likely to have more bonds.
Keeping your investment plan on track
As markets rise and fall, we ensure your investments remain fit for purpose.
We’re constantly reviewing your portfolio to ensure it remains well-positioned for the latest investment conditions. And we employ a disciplined rebalancing process to maintain its risk level, by adjusting the size of holdings as their prices shift. You can check your portfolio’s performance whenever you want via our website or app, and every quarter we also provide a detailed report of its investment returns and activity.
*ETF costs also apply