If your company is a UK-registered private limited company, you can invest through InvestEngine’s Business Account. It’s a cost-effective and tax-efficient way to put surplus company funds to work, particularly if your business is looking for long-term growth rather than short-term liquidity.
This article explains how business investing works on our platform, and why it might suit your company.
Why invest through a limited company?
Many businesses accumulate surplus capital- often sitting idle in low-interest accounts. Investing through a Business Account allows you to:
- Target long-term growth using diversified, low-cost ETFs
- Invest profits directly from the business, deferring tax by keeping the cash inside the company rather than paying it out
- If you’ve already maxed out your annual pension allowance, investing through your business can be a tax-efficient alternative, as excess pension contributions are taxed at your income tax rate
- Take advantage of fractional investing and full portfolio control (DIY)
- Use a Managed portfolio if you prefer a hands-off approach
- Maintain visibility and control over your company’s investments via your online dashboard
Learn more about our options on the InvestEngine Business page
Tax considerations
- Business investments are subject to corporation tax on capital gains and dividends (rather than personal capital gains tax)
- Tax treatment will depend on your company’s structure, activity, and accounting method
- We strongly recommend speaking to a qualified accountant or tax adviser before investing through your company
Regulatory Requirements
InvestEngine is authorised and regulated by the Financial Conduct Authority (FCA). As part of our due diligence, we require:
- Verification of company status
- Identification of directors and beneficial owners
- Documentation to confirm the company’s UK business bank account
For full details, see Required Documentation for Business Accounts.
What Can My Company Invest In?
Your company can invest in:
- A wide range of Exchange-Traded Funds (ETFs)
- Managed or DIY strategies, depending on your preferences
Ready to Start?
If you're a director of a UK limited company, you can start your application here:
Open a Business Account
Capital at risk. Your investments can go up and down.