InvestEngine’s Stocks & Shares ISA is built for long-term investors who want to invest their money tax-efficiently - with control, clarity, and low costs.
Please note: The tax treatment of ISAs depends on your individual circumstances and may be subject to change in the future.
But there are a few simple rules about who can open and pay into one.
You must be:
- 18 or over
- A UK resident for tax purposes
As long as you meet these requirements, you can open an ISA portfolio with InvestEngine and start investing in a diversified selection of low-cost ETFs.
What if I live abroad?
You can keep your ISA open if you move overseas, but you won’t be able to pay in while you’re living outside the UK (unless you're a Crown employee working abroad, or their spouse or civil partner).
You must be a UK tax resident to make new contributions each tax year.
You can read more on the HMRC guidance page
Can I open more than one?
Yes - from April 2024, the rules changed. You can now subscribe to more than one Stocks & Shares ISA in the same tax year, across different providers.
A quick reminder:
- Your combined total across all ISAs must stay within the £20,000 annual allowance
- It’s your responsibility to make sure you don’t go over the limit
You can read more about how much you can invest here.
Why choose InvestEngine?
We’ve designed our ISA to give you:
- Full control over what you invest in (with DIY portfolios), or the option to leave it to us (with Managed and LifePlan portfolios)
*Currently, Managed and LifePlan portfolios are unavailable while we make updates. You can still invest through DIY portfolios, and we’ll notify clients when Managed portfolios are relaunched - Zero platform fees for DIY investing, and just 0.45% for Managed or LifePlan portfolios
*Managed and LifePlan options are not currently available - A flexible ISA wrapper, allowing you to withdraw and replace funds within the same tax year
Remember that ETF fees apply
Learn more about Why InvestEngine might be right for you
Ready to open your ISA?
It takes just a few minutes to get started.
When investing, your capital is at risk and the value of your investments can go up or down.
Changed your mind?
If you open an ISA and then decide it’s not right for you, that’s okay. You have a 30-day cooling-off period from when your application is accepted to cancel the ISA. If you cancel within this time, your subscription won’t count towards your annual ISA allowance, and the account will be treated as though it was never opened.
Just get in touch with our Client Support team and we’ll guide you through the next steps.