At InvestEngine, we focus on one thing - helping you invest your wealth through low-cost, long-term investing.
We currently don’t offer Cash ISAs, Lifetime ISAs (LISAs), or Junior ISAs (JISAs).
What we offer: Stocks & Shares ISA
Our ISA allows you to invest in a portfolio of exchange-traded funds (ETFs), with:
- No platform fees (ETF Costs apply)
- Commission-free investing for DIY portfolios
- Just 0.45% per year for Managed and LifePlan portfolios
*Currently, Managed and LifePlan portfolios are unavailable while we make updates. You can still invest through DIY portfolios, and we’ll notify clients when Managed portfolios are relaunched - Access to our full ETF range
- A Flexible ISA wrapper (so you can withdraw and replace funds within the same tax year)
You can choose to:
- Build your own portfolio using our DIY tools
- Let us manage it for you with a Managed or LifePlan portfolio
*Managed and LifePlan options are not currently available
You can read more about portfolio types here
What we don’t offer (and why)
We currently don’t offer the following types of ISA:
- Cash ISA – These are more like savings accounts and don't offer the potential growth the investing in ETFs could provide. The value of investments could also go down, and Cash ISAs may be more suitable for some people. If you require advice, please seek it independently.
- Lifetime ISA (LISA) – Aimed at saving for a first home or retirement, but with restrictions and penalties for early withdrawal.
- Junior ISA (JISA) – Designed for saving on behalf of a child under 18.
Our focus is on helping adult UK residents invest tax-efficiently for the long term, through diversified investment portfolios. Tax treatment depends on individual circumstances and may be subject to change.
You can keep an eye on our product updates on our community page.
Why Stocks & Shares?
InvestEngine’s platform is built for investing in ETFs only — not individual stocks, shares, bonds, or other investment products.
That’s why we’ve designed our Stocks & Shares ISA to deliver:
- Full support on your investing journey with our Education Series and CX team~
- Low costs
- Full control and flexibility
See Why InvestEngine for more about our approach.
Ready to get started?
Opening an ISA portfolio takes just a few minutes. Click here to get started.