Opening an InvestEngine account is quick, secure, and designed to meet all UK regulatory requirements. Whether you’re investing through a General Investment Account (GIA), an ISA, or a Personal Pension (SIPP), this guide will walk you through each step. Make sure everything is filled in correctly as you go, this will avoid any delays.
If you’re looking to open a Business Account you can read our FAQs here or skip to this section.
What you'll need before you start
To open an account, you’ll need:
- A UK residential address (with 3 years of address history)
- Your National Insurance number
- A UK current account in your name and registered to your address
- A valid photo ID (such as a passport or driving licence)
Step-by-step: opening a personal account
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To open an account, visit investengine.com, or download our App for iOS or Android.
Click “Get started”
- Choose your account type
- Individual: invest using an ISA, SIPP, or General Investment Account
- Business: For UK limited companies investing company funds
(This guide focuses on individual accounts.)
- Create your login
- Enter your email address
- Set a secure password
You will now be taken to your InvestEngine account, where you will be shown a tour of your dashboard. To continue, click the "Complete registration" banner at the top.
- Provide your personal details
- Full name and date of birth
- 3 years of address history, your current address must be in the UK
- National Insurance number and tax residency
These details are required to meet Finance Conduct Authority, HMRC and anti-money laundering regulations.
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Verify your identity
Most clients are verified automatically. If extra checks are needed, we may ask you to upload:
- A valid photo ID
- A selfie
- Proof of address (e.g. utility bill or bank statement, dated within the last 3 months)
- Link your UK current bank account
- The bank account must:
- Be a UK current account
- Be in your name or a joint account in your name
- Be registered to your current address
- Cash ISAs, credit card accounts, business bank accounts (for personal InvestEngine accounts) or accounts not in your name won’t be accepted
- You may be asked to upload a recent bank statement (dated in the past 3 months) or a PDF from online banking.
- The bank account must:
- Choose your investment approach
- Build your own portfolio (DIY)
- Or pick a ready-made Managed Portfolio or LifePlans based on your goals
- Fund your account
- Add money by bank transfer or create a manual payment
- You can also request to transfer an existing ISA or SIPP by clicking on Create a Portfolio or Transfer in the top right of the dashboard
- You’re ready to invest!
Once your money is added, your first trade will be placed in the next daily trading cycle (read more about our trading windows here)
Need to pause and come back?
You can save your progress at any time. If you’ve already started signing up, just log back in using your email and password to continue.
Signing up for a Business Account
- Select Business Account during sign-up
- Provide your company details
- Company name and registration number
- Registered office address
- Director details and ownership structure
- Upload relevant documents
- Proof of identity and address for directors
- Proof of business banking
- Wait for verification from our team
- Most accounts are approved within one working day. To help avoid any delays, just make sure everything’s filled in correctly and keep an eye on your emails in case we need anything from you - we’ll always let you know if we do.
Learn more in our Business Accounts section.
Need Help?
If you get stuck or need clarification, our Client Support team is always happy to help.