Investing through a Business Account with InvestEngine is cost-effective and transparent, with no hidden charges. This article outlines how our fees work, the key tax considerations for companies, and what reports you’ll receive to help with your business accounting and compliance.
Platform Fees
We do not charge platform fees for Business Accounts.
You’ll only pay:
- The ongoing charges figure (OCF) built into each ETF- this is charged by the fund provider, not InvestEngine
- If you have a Managed portfolio, there is a 0.25% annual management fee, deducted monthly from your cash balance
There are no dealing charges, withdrawal fees, or charges for setting up or closing an account.
Tax Considerations
Investments made through a Business Account are subject to corporation tax on any capital gains, dividends, or interest earned.
You should be aware of:
- Dividend income: Dividends received by the company may be taxable
- Capital gains: Gains from selling ETFs may be included in your company's profits
- Interest income: Any interest earned on uninvested cash is also taxable
We strongly recommend speaking to your accountant or a qualified tax adviser to understand how investment income will affect your company’s tax position.
Useful links:
Corporation Tax Overview – GOV.UK
HMRC guidance on company tax returns
Reports and Statements
To help with your business accounting and tax submissions, you’ll have access to:
- Valuation Reports – showing current holdings and performance
- Transaction Reports – detailing buys, sells, and income
- Capital Gains summaries – to support tax calculations
- VAT Report – available for eligible VAT-registered businesses
- Annual Costs and Charges Report – required by FCA regulations
Reports can be generated and downloaded directly from your account dashboard.
See Understanding my reports for more on report frequency and where to find them.
Regulatory Compliance
As an FCA-regulated platform, we meet all UK requirements for:
- Anti-money laundering checks
- Client money and asset protection
- Transparent cost disclosure and reporting
Learn more in How we’re regulated and operate.
Need Help?
If you have questions about reporting formats or finding specific tax information, please contact our Client Support team. While we can’t provide tax advice, we’ll help you get the right documentation for your accountant.