InvestEngine Business Accounts are built for UK limited companies seeking a cost-efficient, long-term investment solution for their surplus capital. Before applying, it’s important to ensure your company meets our eligibility requirements.
Who We Can Accept
To open a Business Account, your company must be:
- A UK-registered private limited company (Ltd) or Limited Liability Partnership (LLP)
- In good standing with Companies House
- Equipped with a UK business bank account in the company’s name
- Managed by at least one UK-based director or Person of Significant Control (PSC) (must be the applicant)
We also require a clear understanding of your company’s ownership and structure. All beneficial owners with 25% or more shareholding must be disclosed during the application process.
Business Types We Currently Don’t Support
At present, we are unable to open Business Accounts for:
- Sole traders or self-employed individuals
- Partnerships
- Public Limited Companies (PLCs)
- Trusts, charities, or non-UK entities
- Companies acting as nominees or holding assets on behalf of others
- Special Purpose Vehicles (SPVs)
Further Information
- Only a director of the company can apply for a Business Account
- Additional verification may be required for complex ownership structures
- You’ll need to provide company documents - see What documents do I need? for details
Please note: we can not onboard business accounts if any of the Directors/Persons with significant control hold US citizenship. We hope to be able to provide our service to US citizens based in the UK in the near future.
We can not open business accounts if they are registered in British overseas territories, for example the British Virgin Islands.
Learn more about the platform at our Business Accounts page
Already have an account? Visit the Business section in My Account FAQs